Uni Card is one of the most popular credit cards on the market, and it is worth a try. However, it comes with a lot of added benefits that can make day-to-day life easier. Furthermore, the best part about the credit card is that it has a “Buy Now, Pay Later” feature. It allows you to buy your favorite items without thinking about money. Therefore, credit cards have stood out by solving the biggest problem for people. as we may face a cash crunch in our lives. That’s why we wouldn’t be able to purchase our favorite items. However, with a Uni Card, you didn’t have to think about it anymore. In addition, the card comes with a welcome kit that contains amazing items for you. Read on to learn more about “Who can apply for a Uni Card?”
Eligibility Criteria required for Uni Card
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Every bank has its own set of credit card eligibility criteria requirements that you need to fulfill. Hence, Uni Card also comes with a specific set of requirements. Therefore, you have to fill them out necessarily as they are required for verification and eligibility check purposes. As the demand for credit cards is increasing day by day lenders have been setting up nominal requirements for eligibility. It is because several people can apply for credit cards.
To apply for a Uni Card your age should be 25 or more than it. If you are less than 25 then you have to wait until you reach that age. However, both salaried and self-employed individuals can apply for a Uni Card. It is one of the important factors as it will not restrict any sort of occupation from applying. Thus, more people will be encouraged to apply for a Uni Card. It will undoubtedly increase the demand for credit cards in the market.
Furthermore, to apply for this credit card you need to have certain documents with you. As we have mentioned above documents are required for the verification process. So if you didn’t have to require documents you shouldn’t be eligible to apply for the Uni Card. Therefore, documents such as address proof, identity proof, income proof, and a photograph are required. It is necessary to submit it at the time of applying for it. It is however advisable to submit the correct documents as it will reduce your application being rejected.
Uni Card is one of the best credit cards available in the market. It allows users to get 1% cash back when they don’t split their bill. As the Buy Now Pay Later feature of the card helps you to break your bill into three equal transactions. However, you can repay it with easy EMIs. But if you didn’t do so and pay the complete bill on time then you will get 1% cashback. Further, the onboarding process for Uni Card is very smooth and easy. Hence, after applying for the credit card within a few working days the card will be delivered to your doorstep.
The CIBIL score plays an important role in determining whether you are eligible for a credit card or not. That is why banks insist on maintaining it. Therefore, to apply for a Uni Card, you need a CIBIL score of 750 or above. It will increase your chances of getting a credit card. If you have any questions, call the customer care department at Uni Card. Dial (806) 821-6821, or give them a missed call anytime. Moreover, the Uni Card is a lifetime free credit card. Hence, you didn’t have to pay a joining fee or annual charges to obtain the card.